Senior Partner Practice of St. James's Place Wealth Management
“By last December 2019, age 75, my financial situation had become disastrous. I had exhausted the limits of my available credit and became unable to meet the monthly repayments whilst affording any reasonable cost of living expenses. At my first meeting, then, with David Handyside of HWM Financial Management I found a sympathetic ear, understanding and helpful advice. He spelt out a way forward which would lead to a most satisfactory conclusion. David introduced me to colleagues David McCallum and Gary Donnelly who all collectively gave us invaluable help, advice and support, guiding us through the process which lead to a life saving Lifetime Mortgage for my wife and I. From being at my wit's end last December, we have now paid off our debts and secured a reasonable financial future for ourselves, whilst still remaining confident of retaining a reasonable inheritance for our three children. Our sincere thanks and gratitude to the three of you at HWM Financial Management for your forbearance in guiding us through this process and in effect giving us back our lives.”
Jim and Ann Wardle, Retired Architect, Retired Teacher, Prudhoe
“It is now just over 12 years since David started giving me and Jeanne advice on savings and planning for our retirements. During these years, his sound advice and recommendations have meant that we can look forward to a more worry free, financially secure retirement. We would have no hesitation in recommending David and the rest of the team to anyone.”
D Elsom, Medomsley
“Finally, I would like to say that not only do I continue to be very impressed with St. James’s Place, but I wish to place it on record for your own purposes that I am equally impressed with Harlands, David Handyside, Gary Donnelly and every member of David’s staff with whom I have had contact. David and his business are extremely professionally competent in all respects and a pleasure to deal with, and I’m convinced that they will continue to progress from strength to strength, to their own and to St. James’s Place benefit and success.”
D Farquhar, Northumberland
“We recently contacted HWM for advice and guidance on options available to invest/protect “life savings” of a family member. A home visit was arranged providing a relaxing atmosphere where we were offered detailed but easily understood answers to our questions, provided by a knowledgeable and re-assuring advisor. The quality of this initial experience has been equally well supported by a competent and helpful attitude provided by all staff subsequently encountered at HWM.”
Private Client, Retired, Stanley, CO. Durham
“I'm delighted with the standard of service I've received from you over the past decade. The advice you've given me, and the patience with which you've answered my many questions is much appreciated. I am far more financially aware, and financially far better off than I would have been had we not met, and for this I will be forever grateful.”
Mark Siddoway, Director, Vehicle System Solutions Ltd, Consett
“Since engaging the services of David McCallum to provide us with help and advice with regards to pensions and investments, we have always felt very confident in the extremely professional manner and opinions given by David, and would have no hesitation in recommending him to anyone. ”
Anon, Retired, Lanchester
“David has always acted in our best interests with advice specific to our needs. We are kept informed with regular defined meetings and communications. The service and support is excellent and we would recommend him unreservedly. ”
Anon, Retired, Stanley
“HWM have been looking after our finances for over 14 years. During that time they have advised us on investments, pensions and mortgages. Their excellent advice has contributed to our early retirement with the knowledge that our future income is planned and secure. A great team providing great advice. We would not be in this position without them and in particular David McCallum.”
Chris and Jackie Robson, Retired
“Since our retirement and having to make changes in our financial arrangements for the future, as well as safeguarding our childrens inheritance, we were introduced to David Handyside and his team. We have had excellent guidance from David (without baffling us with science) he has given advice in many areas; then left us to contemplate our preferences, then helped us to achieve our chosen investments. We have great confidence in his friendly and professional team.”
Chris Binningsley, Retired Care Home Owner, Tyne & Wear
“I met with David McCallum of St. James's Place a number of years ago and have received nothing but top level advice and support. I have always found him to be ethical, client focused, and more than willing to go the extra mile for me and my personal goals. I have no hesitation whatsoever in referring him onto someone looking for a client-focused financial adviser.”
“Because my financial adviser has an extensive knowledge and understanding of the financial markets and products available, I have acquired a broad, well-balanced and pleasingly healthy investment portfolio which he has specifically tailored to benefit me and my family both now and in the future. Further, his integrity and thoughtful dedication to securing my interests give me complete confidence in his handling of my affairs.”
M. Bridgewood, Retired Lecturer, Newcastle
“HWM helped prepare for our retirement having urged us during our working years to make financial arrangements for pensions and provision for our family. Now retired we feel secure with the continued backing of HWM giving us financial and taxation advice. Our daughter is continuing in our footsteps relying on HWM for financial and taxation advice in her business career.”
Maving Taylor, Retired Pharmacist, Durham
“I have always had excellent service from all members of the team at HWM. They are friendly, professional and efficient and I have recommended their service to several of my friends.”
Your home may be repossessed if you do not keep up repayments on your mortgage.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group's website www.sjp.co.uk/products. The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives.
HWM Financial Management is a trading name of Harlands Wealth Management Ltd. Harlands Wealth Management Ltd is registered in England and Wales, Number 8261505. Registered Office: Prospect House, Prospect Business Park, Leadgate, Consett, County Durham, DH8 7PW, England.